Thursday, January 17, 2008

International Student Medical Insurance - Benefits and Characteristics

International Student Medical Insurance - Benefits

  • Emergency Medical Expenses,
  • Dental Expenses
  • Prescription Drugs
  • Pregnancy, Maternity Expenses
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Emergency Medical Reunion
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Death & Dismemberment
  • Home Country Coverage


International Student Medical Insurance - Characteristics

  • Features for renewals so that periodic premium payments can be made
  • High coverage amounts up to $5 Million for long term stay in the US (some plans are similar to main-stream plans offered only to US citizens or permanent residents)
  • Various levels of Deductibles and Co-insurance to suit your needs
  • Possibility of covering pre-existing conditions
  • Maternity coverage after a certain period of time
  • Reduced rates for dependent children
  • Most International Student Health Insurance plans can make direct payments to hospitals and doctors

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